Payments infrastructure for AI & digital sales.
Macropay is the merchant of record for your product. We meter usage, bill subscriptions, collect payment, file tax in 142 countries1 and settle to you in 135 currencies2 — for 4.5% + $0.50 per transaction3. There is no second number.
Metered events · Last 24h
Live event stream
Top agent · LTV
Everything revenue, on one ledger.
Twelve products, one primitive underneath: the metered event. The invoice, the tax filing and the margin report read the same ledger row — they cannot disagree.
Bill any shape
Usage, subscriptions, seats and prepaid credits — priced from the same event stream.
Checkout to payout
Cards, wallets and local methods in; 135 currencies out. One ledger entry each way.
We are the seller
Merchant of record on every invoice. Tax, disputes and audits land on our desk, not yours.
Margin, live
Cost, profit and LTV per customer, per agent, per model — from the same events you bill on.
One fee. Audit it line by line.
Stripe sells this as seven SKUs and two add-ons. Paddle and Lemon Squeezy round up to 5%. We publish one number and footnote it — competitor rates below are from their public pricing pages, retrieved July 1, 20266.
The complete fee schedule is this card plus one line: disputes are a flat $30 per case, with evidence compiled and filed by us. No monthly fee, no platform fee, no FX surcharge, no volume tier behind a sales call.
| Component | Stripe + add-ons | Paddle | Lemon Squeezy | Macropay |
|---|---|---|---|---|
| Base rate | 2.9% + 30¢ | 5% + 50¢ | 5% + 50¢ | 4.5% + 50¢ |
| Merchant of record | ✕ You carry liability | ✓ Included | ✓ Included | ✓ Included |
| Tax calculation & filing | +0.5% · filing separate | ✓ Included | ✓ Included | ✓ Included, filed |
| International cards | +1.5% | Included | Included | Included |
| FX conversion | +1% | On payout | — | Included |
| Usage & agent metering | Limited | Bolt-on | ✕ Not offered | ✓ Native |
| Margin per customer / agent | ✕ Build it yourself | ✕ | ✕ | ✓ Built-in |
| Disputes | $15 + you respond | Handled | Handled | $30 flat, filed for you |
| Effective, $49 intl. charge | ≈ 6.5% | ≈ 6.0% | ≈ 6.0% | 5.5% |
Effective rate includes the per-transaction fee at a $49 basket; Stripe column assumes Stripe Tax, international card and FX apply6. Full schedule on the pricing page · side-by-side detail on vs Stripe.
Four lines of code.
Verified in milliseconds.
The SDK is small, typed and boring on purpose. Everything it does is observable — every event lands on the ledger with a settle time you can query.
Trust, in writing.
Certifications you can request, uptime you can check, licensing that names the regulator. If a claim isn't footnoted, we don't make it.
SOC 2 Type II
Annual independent audit of security, availability and confidentiality controls.
PCI DSS Level 1
Highest card-security tier. Card data never touches your servers — we tokenize at the edge.
GDPR · EU-US DPF
DPA and SCCs standard on every contract. Optional EU-only data residency.
US MSB · FinCEN
Registered money services business. State licenses and EU EMI partner on the licensing page.
API uptime — trailing 90 days
99.994%Teams that switched, on the record.
Named people at named companies. Ask us for an intro and we'll make it.
We ripped out Stripe metered billing and three tax vendors in a weekend. Margin per agent went from a Notion doc to a live dashboard.
Stripe could meter our tokens. It couldn't tell us which customers were unprofitable. Macropay did, on day one.
Tax in 21 countries used to be a quarterly fire drill. Now it's a row in the dashboard.
Auto-paginated import of customers, products, prices and subscriptions — idempotent, safe to re-run. Run Macropay in shadow mode next to Stripe until you trust the numbers, then flip.
Switch in a weekend.
Keep the receipts.
Sandbox is free and instant. Payouts unlock when KYC clears — usually the same week. The price is the number at the top of this page; there is no tier behind a sales call.
Footnotes & disclosuresNumbers last reviewed · July 2, 2026
- 1Tax registration, calculation, filing and remittance in 142 countries, as merchant of record. Country-by-country detail on the coverage page.
- 2Settlement in 135 currencies across 170+ payout countries. Payouts are unavailable in jurisdictions comprehensively sanctioned under US export controls — see coverage.
- 3Per successful transaction, all-inclusive: processing, merchant-of-record service, tax, international cards and FX. Disputes billed at a flat $30 per case. No monthly, platform, gateway or payout fees.
- 4Uptime = successful responses ÷ total valid requests to api.macropay.ai, measured in 1-minute buckets over the trailing 90 days ending July 1, 2026. Published live at status.macropay.ai.
- 5Total payment volume settled through the Macropay ledger and active merchant count, 12 months ending June 30, 2026. Internal ledger figures, unaudited.
- 6Competitor pricing retrieved July 1, 2026 from public pricing pages of Stripe, Paddle and Lemon Squeezy. Stripe effective rate assumes Stripe Tax (+0.5%), international cards (+1.5%) and currency conversion (+1%) apply; with Stripe you remain the merchant of record and retain tax liability. Detail: Macropay vs Stripe.
- 7Macropay Labs, Inc. FinCEN MSB registration 31000-176489206. State money-transmitter licenses and EU e-money partner institution listed on the licensing page.